17 Financial Habits That Will Change Your Life Photo credit: CC license by Delwin Steven Campbell 5. Use The Envelope System Many of us remember having a grandparent who tucked money away in marked envelopes for their monthly expenses. This old school money management tool can help you track spending and stick to a budget. Actual, physical envelopes marked with certain expense labels will help you become more aware of exactly where your money is going. Need something a little more modern than envelopes? Try the next tip to evolve your budget into the new ageā¦ Prev5 of 18Next Facebook Comments comments